From the Ultimate Cheapskate's Road Map to True Riches:
We are too self-confident and too smart to let others convince us that more is always better and that we need things we don't.
We live within our means always and below our means when we can.
We understand that we need enough - and we know exactly what enough is for us - and beyond that we need no more.
We believe that waste is morally wrong and that excess is waste waiting to happen.
We would rather learn to do things for ourselves than to rely on money to get others to do things for us.
We consume things sparingly, thoughtfully and fully; therefore things do not consume us.
We take care of ourselves, our possessions, our planet, and others, rather than pay a higher price to repair benign neglect or do nothing as it occurs.
Written and followed by Jeff Yaeger originally from rural Ohio of German ancestry - probably beliefs passed down to him by Mennonite forebears!